A famous New Zealand photographer was at a London club and took part in a competition to find the best photo of a famous fountain. He won because his picture was the only one taken from inside the fountain looking out. His perspective was unique. In writing a novel, readers also enjoy a unique perspective. I was intrigued by an article on underwater cables in a small newspaper article back in 2019 and this lead to an overseas trip, visits to underwater museums, etc. and MUTINY is the end product – not quite a lifetime’s work, but a fair chunk out of it. Yes, POV – a unique perspective. I can think of another example – a lecture being given about rising sea levels. The presenter mentioned that a local city had recorded sea levels against a gauge at one of the wharves as evidence of them rising over the last 100 years. Then at question time, a gentleman raised his hand and asked, “Perhaps the wharf was sinking?” The audience laughed, and they laughed at Dr. Michael Hanover when he delivered a keynote to shake up the banking industry in MUTINY. Hanover’s perspective was different and challenging, and the stuffy-suited bankers didn’t like it and who could blame them. Enjoy MUTINY as this keynote unfolds a plot that might sink the banking industry or raise the sea level of complaints against it.